The Power of M‑PESA
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Safe & Secure
With over 16 years experience, M‑PESA has perfected a robust platform that lets you send and receive money in the safest way.
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No Bank Account Needed
All you need to have an M‑PESA account is a mobile phone and a Safaricom SIM card.
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Works on any phone
Whether you have the latest smartphone or a basic feature phone, M‑PESA is for you. Available on USSD, STK and App.
Download the M‑PESA Safaricom Super App or dial *733# to get started!
What M-PESA Can Do For You
SEND & RECEIVE MONEY
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Transact in an instant
M‑PESA payments are real time. Both sender and receiver will get a confirmation SMS.
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Across networks
Send money to anyone on any network.
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You're in control
You can always confirm the person or business you're paying before you press send.
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Receive from abroad
Receive money from your loved ones around the world direct to your M‑PESA wallet.
See our Partners
PAY WITH M-PESA
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Pay bills
Pay your bills and utilities like electricity and water from the comfort of your home.
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Shop cashless
No need to carry cash! Pay for shopping conveniently from your M‑PESA wallet.
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Mini app store
Pay for your favourite services like GuzoGo and Tikus, from within the M‑PESA Safaricom Super App.
DEPOSIT & WITHDRAW CASH
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At an M‑PESA agent
Visit your nearest M‑PESA Agent to make a deposit or withdraw money from your M‑PESA account.
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Withdraw at ATM
Withdraw funds from your M‑PESA wallet through any of our partner banks' ATMs.
See our Partners -
Withdraw with QR
Scan the Agent QR for a faster and more secure withdrawal.
Airtime & PACKAGES
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Top up airtime
Top up your airtime anywhere, anytime, straight from your M‑PESA wallet.
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Buy packages
Explore our range of Safaricom packages and pay easily with M‑PESA.
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Gift airtime & packages
Gift your loved ones airtime and packages straight from you to them.
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Track your usage
Monitor your airtime and data easily to stay in control of your usage.
MINI APPS STORE
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Mini apps selection
Easily access your favourite services from our range of Mini App partners.
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Zero storage used
Maximize your phone storage. Mini apps take up absolutely no extra space.
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Preserve your data
The M‑PESA Safaricom app requires an internet connection however it consumes no data.
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Easy payments for services
Find your preferred mini app and pay for services easily and directly on the M‑PESA Safaricom App
