The Power of M‑PESA

M‑PESA provides quick and easy financial services to anyone with a mobile phone. You do not need a bank account to use M‑PESA, just a Safaricom SIM card!
  • Safe & Secure

    With over 16 years experience, M‑PESA has perfected a robust platform that lets you send and receive money in the safest way.

  • No Bank Account Needed

    All you need to have an M‑PESA account is a mobile phone and a Safaricom SIM card.

  • Works on any phone

    Whether you have the latest smartphone or a basic feature phone, M‑PESA is for you. Available on USSD, STK and App.

Download the M-PESA Safaricom Super App

Download the M‑PESA Safaricom Super App or dial *733# to get started!

What M-PESA Can Do For You


  • Transact in an instant

    M‑PESA payments are real time. Both sender and receiver will get a confirmation SMS.

  • Across networks

    Send money to anyone on any network.

  • You're in control

    You can always confirm the person or business you're paying before you press send.

  • Receive from abroad

    Receive money from your loved ones around the world direct to your M‑PESA wallet.

    See our Partners


  • Pay bills

    Pay your bills and utilities like electricity and water from the comfort of your home.

  • Shop cashless

    No need to carry cash! Pay for shopping conveniently from your M‑PESA wallet.

  • Mini app store

    Pay for your favourite services like GuzoGo and Tikus, from within the M‑PESA Safaricom Super App.


  • At an M‑PESA agent

    Visit your nearest M‑PESA Agent to make a deposit or withdraw money from your M‑PESA account.

  • Withdraw at ATM

    Withdraw funds from your M‑PESA wallet through any of our partner banks' ATMs.

    See our Partners
  • Withdraw with QR

    Scan the Agent QR for a faster and more secure withdrawal.

Airtime & PACKAGES

  • Top up airtime

    Top up your airtime anywhere, anytime, straight from your M‑PESA wallet.

  • Buy packages

    Explore our range of Safaricom packages and pay easily with M‑PESA.

  • Gift airtime & packages

    Gift your loved ones airtime and packages straight from you to them.

  • Track your usage

    Monitor your airtime and data easily to stay in control of your usage.


  • Mini apps selection

    Easily access your favourite services from our range of Mini App partners.

  • Zero storage used

    Maximize your phone storage. Mini apps take up absolutely no extra space.

  • Preserve your data

    The M‑PESA Safaricom app requires an internet connection however it consumes no data.

  • Easy payments for services

    Find your preferred mini app and pay for services easily and directly on the M‑PESA Safaricom App

Stay on top of your spending. Calculate your transaction fee.

Transaction fee: Birr

Need help?

Have questions, suggestions or feedback? We're all ears. We offer expert 24/7 phone support, plus a lot more.

Contact our technical support team on:
Call: 733

See our FAQs